Complementary health benefit for CMRC retirees

Physical reception to submit your benefit application every month from April to June:
Flor Office - Ground Floor
10, rue princesse Florestine
From 8.30 to 12.00 without appointment

• Who can receive this benefit?
  • Eligible* retirees of the Caisse Monégasque de Retraite Complémentaire (CMRC) whose pension took effect before 1st October  2024
  • * see "What are the eligibility conditions ?"
• What are the eligibility conditions?
  • The retiree must:
    • Receive a direct retirement pension from the CMRC for at least 240 months of actual or equivalent employment in Monaco,
    • Have taken out a supplementary health insurance contract.
  • Their household must have an annual income* of less than:
  • 21 176.10€ for a single person
  • 30 801.60€ for married persons.
  • * during the period from 1st October  2023  to 30 September  2024
• Do I have to declare income other than my retirement pensions?
  • Yes: all household income* is taken into account when assessing your application (retirement pensions, income from land, property, salaries, benefits, etc.)
  • * during the period from 1st October 2023  to 30 september 2024
• How can I obtain an application form?
  • The benefit application form is sent directly to eligible* retirees by post or posted on your Personal Space. It is therefore unnecessary to request it if you have not received it.
  • * see« What are the eligibility conditions? ».
• When will I receive the benefit application form?
  • If you may be eligible for this benefit, the application form will be sent to you during the first half of April 2025.
• How should I return my benefit application?
  • The benefit application form and all supporting documents must be sent to the CMRC Pensions Department:
    • By post: Service Retraite 11 rue Louis Notari – 98000 MONACO or
    • by posting it on your personal Insured space or
    • Via the reception desk: from 8.30 am from April to June 2025 at the following address: Immeuble Flor Office – Rez-de-Chaussée - 10, rue Princesse Florestine
• What is the deadline to return it?
  • The complete application must be returned within a maximum of 3 months from the date the form is sent, i.e. 15 July 2025.
• What do I have to provide?
  • The benefit application form must be returned to the Retirement Department, duly completed and signed.
  • It must be accompanied by:
    • a proof of subscription to a complementary health benefit contract (mutuelle)
    • various supporting documents detailed in the attached document relating to you and your spouse.​​ Social benefits for retirees - Documents to be provided by the claimant and spouse
    • a copy (front and back) of your  2024 tax assessment regarding 2023  income.
• What do I need to provide if I have already received the exceptional pensioner's allowance or spouse's allowance in 2024 (2025 campaign)?
  • The application form must be returned to the Retirement Department, duly completed and signed.
  • It must be accompanied by proof of complementary health insurance (mutuelle).
  • You do not need to provide proof of household income (already provided for the 2025 campaign).
• When will I be paid? And how?
  • Payment will be made during the final 2nd and 3rd quarters of 2024  for completed applications.
  • It is paid by electronic transfer into your usual bank account.
• How much are this benefit?
  • Amount: 250.00€
• We are a married couple of CMRC pensioners. Will we each receive an allowance?
  • Yes, one allowance per eligible person is granted.
• We are a married couple of CMRC pensioners and we have both received the form. Do we both have to reply?
  • Yes, you must each return your form together with your proof or certificate of subscription to a complementary health insurance contract (mutuelle). 
  • However, only one copy of proof of household income is required if both members meet the eligibility conditions.

For any other questions or information, please do not hesitate to contact the Retirement - Benefits Department