How to obtain, understand and verify my CAR-CMRC career statement: what will change on 1 July 2025
Every year in July, I receive my annual career statement showing the pension points I have earned during my period of employment in Monaco or any compensation related to that period.
A comprehensive summary of my professional career, my Career Statement provides me with an overview of the rights I have acquired for my future retirement.
It also allows me to verify that my entire career has been taken into account.
I will need to check this before I begin the process of retiring.
With the creation of the CMRC, the format of my career statement will change on 1 July 2025.
Retirement in Monaco
If I am employed in the Principality of Monaco, I contribute each month to the basic pension scheme (CAR) and the supplementary pension scheme (CMRC).
These contributions allow me to acquire pension points throughout my career.
For more information on retirement for employees in Monaco:
https://www.en.caisses-sociales.mc/home/car-retiree/car-cmrc-retiree/c.a.r.-pension/direct-pension
The CAR – CMRC career statement
My Career Statement summarises the pension points acquired following a period of employment in Monaco or compensation related to this period.
How to obtain my Career Statement:
Understanding my career statement:
My retirement points balance, shown on the career statement, is updated once a year on the annual closing date of 30 September.
For the year 2025: My updated career statement will be issued in July 2025. It will include the CAR and CMRC points acquired as of 30 September 2024, as well as the periods known on the date of issue.
If I want to understand:
- how to view my CAR and CMRC retirement points balance,
- how to view the detailed table of my acquired points,
- how to view the details of the periods and points transferred to the CMRC as of 1 January 2024
I can consult the dedicated page:
Request a career correction:
If I notice an error or a missing period on my CAR-CMRC career statement, I can report it to the Monaco Social Security Funds Career Information Service:
Service Info-Carrière des Caisses Sociales de Monaco
info-carriere@caisses-sociales.mc
Tél. : (+377) 93 15 41 30
A physical reception desk is available to assist me with my career procedures:
Monday to Friday, 8.30 a.m. to 12 noon, no appointment necessary.
Go to the Retirement Service: Flor-Offices - Ground floor - 10, rue Princesse Florestine
FAQ: Answers to my most frequently asked questions:
Am I or have I been an employee in the private sector, or am I simply already retired in Monaco? I can find all the answers to my questions about how retirement works in Monaco in the FAQ (Frequently Asked Questions):
https://www.info-retraite.mc/en/frequently-asked-questions-about-the-cmrc-la-caisse-monegasque-de-retraite-complementaire
To understand how retirement works in Monaco and keep up to date with retirement news, I visit the website: https://www.info-retraite.mc/en
To find out more about the CMRC information to remember in 2025:
https://www.info-retraite.mc/en/news/cmrc-useful-information-to-remember-in-2025