Are you employed in the private sector? Check your career !

CMRC (Caisse Monégasque de Retraite Complementaire) is your new supplementary pension regime from January 1, 2024.

You probably received an e-mail or letter in 2023 from your supplementary pension organisation (AGIRC-ARRCO, AG2R, etc.) inviting you:

There is still time to take this step from January to June 2024

The points you acquired during these periods are being transferred from your AGIRC-ARRCO account to your CMRC account.

If you worked in Monaco in 2023, the points acquired during this period, as well as any career updates requested will be transferred to CMRC before the end of 2024. You will receive additional information on these subsequent transfers
If you have had a mixed career (you have worked in Monaco and in France), your periods of activity in France will continue to be managed by Agirc-Arrco.

AGIRC-ARRCO will send you by mail a summary document indicating the periods and points transferred to CMRC. This important document precisely covers the periods about which data was transferred at the end of 2023 by AGIRC -ARRCO.
CMRC will send you by mail or e-mail a document summarising the periods and points that have been transferred to CMRC.

If you notice, on the document sent by AGIRC-ARRCO, that a period worked in Monaco is missing (period of activity or compensated period linked to an activity carried out in Monaco: illness, maternity, disability, unemployment, etc.):
you can report it to your AGIRC-ARRCO pension fund until June 2024: https://www.agirc-arrco.fr/nous_contacter/
To help you with this process, you can download the career correction request form and follow the instructions on it.
If you notice that a period on the document sent by AGIRC-ARRCO contains an error (salary, number of points for example):
you can report it without delay to the Service Info-Carrière [Career Info Service] of Caisses Sociales de Monaco.
- By email:
info-carriere@caisses-sociales.mc
- By phone:
Telephone reception - Monday to Friday
From 09:00 to 12:00 and from 14:00 to 17:00
Tel.: (+377) 93 15 41 30
- Reception:
Monday to Friday, 8.30am to 12.00pm without appointment
Go to the Service Retraite [Pensions Department]: Flor-Offices - Ground floor - 10, rue Princesse Florestine
- Issue of employee career and points statements
- Help with career correction procedures

Log in to your AGIRC-ARRCO personal space
Section: Mes Services/Mes Messages/Nous écrire/Motif : ma carrière/Sous-motif : demander une mise à jour de carrière [My Services/My Messages/Write to us/Reason: my career/Sub-reason: request a career update].
Or use the contact form in the “Contact Us” section
By indicating that you work (or have worked in Monaco), you should be able, upon request from the department which will take charge of your file, to send your pay slips, accompanied by the statement of CAR career (basic pension for periods worked in Monaco).
If you encounter difficulties in sending files online, the easiest way will be to send paper copies.
To help you with this process, you can download the career correction request form and follow the instructions on it.

Please note: If your career is exclusively Monegasque: you no longer have an AGIRC-ARRCO points record, nor access to the AGIRC-ARRCO personal space.

If you no longer have access to your AGIRC-ARRCO personal space, you can contact an advisor on 09 70 660 660

Do you have other questions about supplementary retirement pension in Monaco?

Check our FAQ on the info-retraite.mc website which brings together all the information you need to help you better understand retirement in Monaco.